The other day my house caught fire

The other day my house caught fire. The insurance agent said, “Shouldn’t be a problem. What kind of coverage do you have?” I said, “Fire and theft.” Insurance agent frowned. “Uh oh. Wrong kind. Should be fire OR theft.” Apparently, the only way I can make a claim with this coverage is if the house is robbed while it’s burning down.


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The other day my house caught fire