Главная ⇒ 📌Texts ⇒ Investing Your Money

Investing Your Money

Karen: My company offers a 401(k) plan. Do you think I should have one?

Jimmy: Yes, definitely. I had a 401(k) account when I worked for McQ Corp, and when I started working on my own I converted it to an IRA.

Karen: I really don’t understand any of these Investment options. I talked to an investment specialist at my bank, but I left her office just as confused as when I went in.

Jimmy: Look, you want to have a Diversified portfolio of lower-risk and higher-risk investments. On the low-risk end, put money in Bonds, CDs, or a Money market account. You want To balance that out with some riskier investments that may bring a higher Return, such as Mutual funds and Stocks.

Karen: Wow, all of that just Went over my head. I don’t Know a CD from a bond.

Jimmy: It’s really simple. Your choice Ranges from a Fixed return to a Variable return, and the variable investments carry different levels of risk.

Karen: My head hurts. Are you sure I really need all of these investments?

Jimmy: Not all of them, but it would be smart to invest your money in something.

Karen: Not if I spend it all first, right?

Jimmy: Right. You know what they say: “A fool and his money are soon parted!”



Мои родители работающие перевод на английский.
About cooking топик.

Related topics:

  1. Hiding Money OffshoreSabrina: Wait! Don’t Deposit that money into our regular Bank account. I’ll take care of it. Luis: Okay, but why? Sabrina: I’ve come up with a way for us to avoid paying so much in Taxes each year. I’ve opened an Offshore account in the Crook Islands. We can Funnel our money into that account ... Читать далее...
  2. Taking Chances in BusinessI’ve always been a pretty Cautious investor. I like my investments to be Conservative and I usually invest only in Sure things. Recently, though, I’ve been Tempted to take more Risk. My friend, Bernie, is a very successful Fund manager and he is willing to let me Get in on one of his Schemes. According ... Читать далее...
  3. Перевод слова variableVariable — изменчивый, непостоянный Перевод слова Variable fight — борьба с переменным успехом variable standards — меняющиеся критерии variable wind — ветер переменного направления Expect Variable cloudiness and fog tomorrow. Завтра ожидается переменная облачность и туман. The amount of white on a piebald is Variable. Количество белого цвета в окрасе пегого животного варьируется. His mood ... Читать далее...
  4. Значение идиомы fool and his money are soon parted[fool and his money are soon parted] A foolish person soon wasteshis money. — A proverb, Jimmy spends all his pennies for candy. Afool and his money are soon parted....
  5. LEGO Is Investing Millions To Ditch Their Oil-Based Plastics In Search Of Environmentally Friendly AlternativeLEGO’s toy dominance over the last half century has been built on petroleum-based plastics. The toy company is investing hundreds of millions of dollars dedicated to research, development and implementation of new, sustainable, raw materials to manufacture LEGO elements as well as packaging materials. By 2030, the Danish-based toy company says that their plastic bricks ... Читать далее...
  6. Значение идиомы one’s money’s worth[one’s money’s worth] {n. phr.} A fair return on one’s money spentor invested. I wouldn’t say that the trip was a great bargain, butI feel that we got our money’s worth....
  7. Пословица / поговорка money begets money — перевод и значение, пример использованияПословица / поговорка: money begets money Перевод: деньги к деньгам идут Пример: The young man was very well aware of the fact that money begets money, which is why he was so careful with the way he spent his money. Этот молодой человек прекрасно понимал, что деньги идут к деньгам, и поэтому он очень внимательно ... Читать далее...
  8. Running a Pilot ProgramRosalind: How is the Pilot program coming along? Jimmy: We’ll be ready To launch it in another month, but I have some serious Reservations. Rosalind: Like what? Jimmy: We haven’t Worked out all of the bugs yet and we might Come up against some Resistance from the community. Rosalind: Isn’t that the Nature of a ... Читать далее...
  9. Перевод слова investmentInvestment — инвестирование Перевод слова A bigtime investment banker — крупный инвестиционный банк to make an investment — инвестировать investment in oil stocks — вложение в акции нефтяных компаний That was a smart Investment. Это была разумная инвестиция. I’m shopping for a safe Investment. Я присматриваюсь, куда бы понадежнее поместить капитал An Investment that pays ... Читать далее...
  10. Значение идиомы money[money] See: COIN MONEY or MINT MONEY, EASY MONEY, FOOL AND HISMONEY ARE SOON PARTED, FOR LOVE OR MONEY, IN THE CHIPS or IN THEMONEY, MADE OF MONEY, MARRY MONEY, PUT ONE’S MONEY ON A SCRATCHEDHORSE, RUN FOR ONE’S MONEY, SEE THE COLOR OF ONE’S MONEY, SPENDINGMONEY or POCKET MONEY....
  11. Planning for RetirementPaulina: Did you get your Social Security statement? I just got mine in the mail. If I keep working at this rate for the next 20 years, between Social Security and my Savings, I should be Sitting pretty for Retirement. Carlos: Yeah, I should be okay when I retire, too. I’ve been contributing to a ... Читать далее...
  12. Forming a UnionNorma: What is this? Jimmy: It’s a Flyer for a meeting I’ve called to talk about forming a Labor union here. Norma: Here? Do you think the Management will let us? Jimmy: They can’t stop us. We’re working longer and longer hours and we need To demand higher pay. We also need better Work conditions ... Читать далее...
  13. Значение идиомы hang over one’s head[hang over one’s head] {v. phr.} To be a danger or threat to you. — An overused phrase. Over Jimmy’s head hung the teacher’s suspicionthat Jimmy had cheated in the final examination. Death hangs overa bullfighter’s head every time he performs. [hang round] See: HANG AROUND....
  14. Get money to heavenA stingy old lawyer who had been diagnosed with a terminal illness was determined to prove wrong the saying, «You can’t take it with you.» After much thought and consideration, the old ambulance-chaser finally figured out how to take at least some of his money with him when he died. He instructed his wife to ... Читать далее...
  15. Wiring Money to Another CountryMahmoud: My brother emailed about an Emergency situation. He needs $300 by tomorrow, but how can I get Cash to him within 24 hours if I’m here in Mexico City and he’s in New York? Sharon: That’s easy. You can Wire him the money from here and he can pick it up immediately there. Mahmoud: ... Читать далее...
  16. Aerosmith made more money on Guitar Hero than from any of their albumsAccording to the head of Activision, Aerosmith has made more money from licensing their songs and image for the Guitar Hero: Aerosmith game than from any one of their albums. This should really come as no surprise. Even back in the recording industry’s most profitable days, bands were almost always making more money from live ... Читать далее...
  17. Перевод идиомы put your money where your mouth is / put its money where its mouth is, значение выражения и пример использованияИдиома: put your money where your mouth is / put its money where its mouth is Перевод: поддержать свои слова чем-либо, особенно, деньгами; действовать, вместо того, чтобы просто говорить Пример: The government might be obliged to put its money where its mouth is to prove its commitment. Правительству, возможно, придется доказать свои слова делом, чтобы ... Читать далее...
  18. Пословица / поговорка money is the root of all evil — перевод и значение, пример использованияПословица / поговорка: money is the root of all evil Перевод: деньги — корень зла Пример: The woman stole some money from her company. It seems that money is the root of all evil, and can cause many problems. Женщина украла деньги из своей компании. Кажется, что деньги являются корнем всего зла, и могут вызвать ... Читать далее...
  19. Rebuilding Consumer TrustKaren: The Scandal over our new product line really damaged our Image, and we need To rebuild consumer trust. Brandon: This is going to be an Uphill battle. Losing customers is easy. Winning them back will be really hard. Karen: I agree, but our stock is Taking a beating and we need to do something ... Читать далее...
  20. Giving Someone Your RecommendationJimmy: My cousin Sal said that he Put in an application for a job here. Suzanne: Yeah, that’s right. Jimmy: Well? Suzanne: Well, what? Jimmy: Are you going To hire him? Suzanne: I’m not sure. He doesn’t have any experience and he didn’t provide any References. Jimmy: I can Vouch for him. Sal is Solid. ... Читать далее...
  21. Launching an Initial Public OfferingZoe: What are you looking at? Midas: It’s the Prospectus for Boogle’s IPO. I wish I could Get in on the Initial public offering, but since I can’t, I’ll buy stock as soon as the company becomes Publicly traded. Zoe: I’m not really familiar with how the Stock market works. You mean you’re going to ... Читать далее...
  22. Значение идиомы money to burn[money to burn] {n. phr.}, {informal} Very much money, more than isneeded. Dick’s uncle died and left him money to burn. When Joeis twenty-one he will have money to burn. Jean is looking for ahusband with money to burn. Compare: MADE OF MONEY....
  23. Диалог на английском языке с переводом «In a while»Stephen Стивен Hi, Karen, it’s Stephen. Привет, Керен. Это Стивен. Karen Керен Hi, Stephen. I haven’t heard from you in a while. Привет, Стивен. Давненько ничего от тебя не слышала. Stephen Стивен Well, I’ve been busy. I’ve started my own company. Ну, я был занят. Я открыл свою компанию. Karen Керен Wow. What kind of ... Читать далее...
  24. Значение идиомы spending money[spending money] or [pocket money] {n.} Money that is given to aperson to spend. When the seniors went to New York City on a trip, each was given $10 in spending money. Father gave John a nickel inpocket money when he went to the store with Mother....
  25. Пословица / поговорка put one’s money where one’s mouth is — перевод и значение, пример использованияПословица / поговорка: put one’s money where one’s mouth is Перевод: подкрепить слова делом Пример: The company always says that they will buy a new computer for the secretary but they should put their money where their mouth is and buy it. Компания все говорит, что купит новый компьютер для секретаря, но им следует подкрепить ... Читать далее...
  26. Wiring Money to Another CountryMahmoud: My brother emailed about an Emergency situation. He needs $300 by tomorrow, but how can I get Cash to him within 24 hours if I’m here in Mexico City and he’s in New York? Sharon: That’s easy. You can Wire him the money from here and he can pick it up immediately there. Mahmoud: ... Читать далее...
  27. Перевод слова moneyMoney — деньги Перевод слова Judicious use of one’s money — рациональное расходование денег she has money to burn — у нее денег куры не клюют his money burns a hole in his pocket — деньги жгут ему карман He has Money to burn. У него денег столько что ими камин топить можно. Money reigns ... Читать далее...
  28. Believing in Scary ThingsElla: No matter what you say, I am not going out tonight. It’s Halloween and EvilThings are Lurking everywhere. Jimmy: Come on, it’s Halloween! It’s the holiday when kids get Dressed up and ask for candy. There is nothing evil or Creepy about this day. If you’re Scared stiff, it’s Your own doing. Ella: Don’t ... Читать далее...
  29. How Much Money Did Harrison Ford Make for Star Wars?Harrison Ford made $20 million for Star Wars: The Force Awakens. Ford earned $500,000 for Return of the Jedi, $100,000 for Empire and only $10,000 for the original Star Wars in 1977. Ford also has a reported deal with Disney to make.5% of the earnings from Star Wars: The Force Awakens. Ford’s total take from ... Читать далее...
  30. Значение идиомы coin money[coin money] or [mint money] {v. phr.}, {informal} To make a lot of money quickly; profit heavily; gain big profit. Fred coined money with many cigarette vending machines and juke boxes....
  31. Значение идиомы easy money[easy money] {n.}, {informal} Money gained without hard work; moneythat requires little or no effort. The movie rights to a successfulplay mean easy money to the writer of the play. Young people wholook for easy money are usually disappointed....
  32. Значение идиомы savings account[savings account] {n.} An account in a bank, where people put moneyto save it, and the bank uses the money and pays interest every year. If you leave your money in your savings account for six months or ayear, the bank will pay interest on it. Compare: CHECKING ACCOUNT....
  33. Saving and Spending MoneyIn my family, there are Penny-pinchers and Spendthrifts, and Everything in between. My brother Frank has the Reputation for being Stingy with money. He likes To save up and only Spend when he has to. I bet he has a lot Stashed away. He’s Careful with money but he does spend it when he thinks ... Читать далее...
  34. Types of Bank AccountsLuiz: Where are you going? Iona: I’m going to the bank to open an account. Luiz: What kind of account: a Savings account, a Checking account, or a CD? Iona: Um, I’m not sure, but I’m sure someone at the bank can help me decide. Luiz: You’ll also need to decide if you want an ... Читать далее...
  35. Значение идиомы pin money[pin money] {n. phr.} Extra money used for incidentals. She hasa regular full-time job but she earns extra pin money by doing a lotof baby-sitting....
  36. Значение идиомы new money[new money] {n. phr.} People who have become rich recently. Since Bobby’s father invented a new computer component, Bobby and hisfamily are new money. Contrast: OLD MONEY....
  37. Перевод слова planPlan — план; составлять план, проектировать Перевод слова Five-year plan — пятилетний план to plan a piece of work — спланировать какую-л. работу the school was planned for 500 pupils — школа была запроектирована на пятьсот учащихся He agreed to my Plan. Он принял мой план. The Plan worked out. План сработал. His Plan petered ... Читать далее...
  38. MoneyВ топике Деньги я рассуждаю о том, какую роль в жизни каждого человека играют деньги. Без денег жить, конечно, нельзя, но погоня за «огромными» деньгами разрушает человека и обрекает его на одиночество. Ведь за деньги нельзя купить ни любовь, ни счастье, ни дружбу. Money doesn’t buy happiness but it helps. Money has become one of ... Читать далее...
  39. Значение идиомы account[account] See: CALL TO ACCOUNT, CHARGE ACCOUNT, LEAVE OUT OF ACCOUNT, ON ACCOUNT, ON ACCOUNT OF, ON ONE’S ACCOUNT, ON ONE’S OWN ACCOUNT, SAVINGS ACCOUNT, TAKE INTO ACCOUNT....
  40. Значение идиомы see the color of one’s money[see the color of one’s money] {v. phr.}, {informal} To know thatyou have money to spend. The realtor would not show us a houseuntil he saw the color of our money. Before I show you thediamond, let me see the color of your money....

Investing Your Money