Getting a Mortgage Loan

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1. Перевод слова mortgageMortgage — ипотека, закладная Перевод слова Chattel mortgage — продажа-залог движимого имущества to give a mortgage — выдавать закладную to lend on mortgage — давать деньги под закладную mortgage borrower — заемщик по ипотеке She Mortgaged her house in order to buy the restaurant. Она заложила свой дом, чтобы купить ресторан. He will have to ... Читать далее...
2. Understanding Interest RatesKerry: I need to take out a small business loan and I’m trying to figure out what the Interest rate would be. Do you understand this stuff? Oscar: If it’s the same as a Mortgage loan, then I think I understand it In general terms. The interest rate would be the percentage of the amount ... Читать далее...
3. Значение идиомы loan shark[loan shark] {n. phr.} A money lender who charges excessiveinterest. Why go to a loan shark when you can borrow from the bankat the legal rate?...
4. Dealing With DebtKristin: Let’s go shopping! Ed: Wait a second. What are all these? Kristin: They’re Bills, but they don’t have to be paid yet. Don’t worry. Let’s go! There’s a new pair of shoes with my name on it. Ed: Hold on a minute. This is a notice saying that you’re Behind on your House payments ... Читать далее...
5. Enduring HazingRafael: Go away and stop following us. Our Club is for boys only. Hannah: But I want To join. Rafael: You do, huh? Did you know that to join our club, you have to go through an Initiation? Hannah: Okay, I’ll do that. What do I have to do? Rafael: You have To endure weeks ... Читать далее...
6. Buying Car InsuranceAgent: Hello, Krashit Insurance. Jackie: Hi, I wanted to get a Quote for car insurance. Agent: Sure, I can help you with that. I Assume you want Liability insurance, but what other Coverage would you like to get? Jackie: Umm…I’m not sure. This is my first car. Agent: In that case, let me make a ... Читать далее...
7. Перевод слова applicationApplication — просьба, заявление Перевод слова Written application — письменное заявление to send in an application — подать заявление to withdraw an application — забирать прошение Please fill out this Application. Пожалуйста, заполните данное приложение. My Application was lost in the post. Мое заявление было потеряно на почте. He sent in his job Application late. ... Читать далее...
8. Loan Forgiveness ProgramsMartin: One hundred eleven days And counting. Georgina: Are you Counting down To something? Martin: I’m counting down to the day when my Student loans will be Discharged. I only took this job because it Qualifies for the Loan forgiveness program. Georgina: But you’ve worked here for over two years already. You mean you’ve been ... Читать далее...
9. A Graduation CeremonyRafael: They’re playing Pomp and Circumstance and the Graduates are Filing in. Do you see your daughter? I don’t see my son. April: No, we’re too far from the field and everybody is wearing a Cap and gown. It’s hard to see who’s who. Rafael: Oh, there’s the Dean and I think that’s the Commencement ... Читать далее...
10. Fair businessHere’s one about the old native American who wanted a loan for $500. The banker pulled out the loan application, «What are you going to do with the money?» «Take jewlery to city and sell it,» was the response. «What have you got for collateral?» «Don’t know collateral.» «Well that’s something of value that would ... Читать далее...
11. Buying Fake ProductsLindsay: Look at this Designer bag I bought. It was such a Steal! Rafael: Let me see that. You do know that this is an Imitation, not The real thing, right? Lindsay: What do you mean? Of course it’s real. Rafael: Where did you buy it? Lindsay: Well, there was a guy on the street ... Читать далее...
12. An elderly couple, living apartAn elderly couple, living apart, had been dating for several years. One day Elmer said to Betsy, «We should stop this nonsense. We are paying two rents, two car insurance payments, buying separate food and cooking separate meals. We should just move in together. Betsy: Whose house would we live in? Elmer: Mine, it is ... Читать далее...
13. Business InsuranceCarson: What happened here?! Samantha: As you can see, there was an accident. Early this morning, a man driving along this street Lost control of his car and ran into the front window of our store. Luckily, no one was hurt. Carson: What are we going to do? We can’t open for business with this ... Читать далее...
14. Buying Fake ProductsLindsay: Look at this Designer bag I bought. It was such a Steal! Rafael: Let me see that. You do know that this is an Imitation, not The real thing, right? Lindsay: What do you mean? Of course it’s real. Rafael: Where did you buy it? Lindsay: Well, there was a guy on the street ... Читать далее...
15. Перевод идиомы in plain language / in plain English, значение выражения и пример использованияИдиома: in plain language / in plain English Перевод: простым и понятным языком Пример: My bank explained to me in plain English what the terms of the loan were. В банке мне просто и доходчиво объяснили условия займа....
16. Значение идиомы in terms of[in terms of] {prep.} 1. In the matter of; on the subject of;especially about; about. He spoke about books in terms of theirpublication. What have you done in terms affixing the house? The children ate a great many hot dogs at the party. In terms ofmoney, they ate $20 worth. 2. As to the amount ... Читать далее...
17. Фразовый глагол fill in (1) — перевод и значение, пример использованияФразовый глагол: fill in (1) Перевод: заполнять Пример: Don’t forget to fill in all the blanks on the application. Не забудь заполнить все бланки приложения....
18. Getting a Marriage LicenseYves: Help me fill out this Application for our Marriage license. Vanessa: Can’t you do it? I’m really busy with work right now. Do as much as you can and just ask me if you don’t know something. Yves: Okay, I’ll try, but I’m reading through the requirements, and it’s a good idea for both ... Читать далее...
19. Good sales strategyAirman Jones was assigned to the induction center, where he advised new recruits about their government benefits, especially their GI insurance. It wasn’t long before Captain Smith noticed that Airman Jones was having a staggeringly high success-rate, selling insurance to nearly 100% of the recruits he advised. Rather than asking him about this, the Captain ... Читать далее...
20. Foreign languagesВ топике Иностранные языки рассказывается, что в наше время каждый человек должен знать хотя бы один иностранный язык и чаще всего выбирают английский язык. Для улучшения навыков в изучении иностранного языка необходимо использовать каждую возможность: читать книги и газеты, смотреть фильмы с субтитрами, слушать английские песни, дополнительно заниматься с носителем языка и, по возможности, посетить ... Читать далее...
21. Перевод слова insuranceInsurance — страхование Перевод слова Insurance against all risks — страхование от всех рисков insurance broker — страховой агент to cancel insurance — аннулировать страховой полис The Insurance business is built on trust. Страховочный бизнес основан на доверии. He is in Insurance. Он занимается страхованием. Our firm carries fire Insurance. У нашей фирмы есть страховой ... Читать далее...
22. Going to the Post OfficeFor me, things never Go very Smoothly at my local post office. I’ve learned that if you want To mail a letter, you’ll have no problems. But if things get more complicated than that, well, Watch out! Yesterday I went there to mail a small package and to pick up a Book of stamps. I ... Читать далее...
23. For his birthday, Little Johnny asked for a 10 speed bicycleFor his birthday, Little Johnny asked for a 10 speed bicycle. His father said, «Son, we’d love to give you one, but the mortgage on this house is $80,000 and your mother just lost her job. There’s no way we can afford it.» The next day the father saw Little Johnny heading out the front ... Читать далее...
24. Applying for Unemployment BenefitsAgency Employee: Hello, state Unemployment agency. George: Hello, I’d like to apply for Unemployment benefits. Agency Employee: Okay, give me your address and I’ll send you an application. George: How much can I get? Agency Employee: That depends. Your benefits are Calculated based on your Quarterly earnings. You were Laid off from your job? George: ... Читать далее...
25. Перевод слова foreignForeign — иностранный, зарубежный, чужой Перевод слова Foreign language — иностранный язык foreign customs — чужеземные обычаи the name was foreign to me — это имя было мне незнакомо She has a Foreign accent. У нее иностранный акцент. The Foreign team upset the local team. Иностранная команда неожиданно выиграла у местной. She taught English to ... Читать далее...
26. Значение идиомы fill in[fill in] {v.} 1. To write words needed in blanks; put in; fill. You should fill in all the blanks on an application for a job. 2.{informal} To tell what you should know. The new boy didn’t knowthe rules so Bob filled him in. The teacher filled in Mary aboutclass work done while she was ... Читать далее...
27. Перевод идиомы as such, значение выражения и пример использованияИдиома: as such Перевод: как таковой, по существу Пример: As such, I will not be able to approve your application for a loan. По существу, я не смогу одобрить ваше заявление на заем....
28. Значение идиомы stepped up[stepped up] {adj.} Carried on at a faster or more active rate;increased. To fill the increase in orders, the factory had tooperate at a stepped-up rate....
29. Finding a House to BuyI’m looking to buy a house and I want a Single-family home. I have been living in a Townhouse for two years and I am tired of having Common walls and very small Yards. My new house will have to have a lot more Square footage, a large Lot size, an Open floor plan, great ... Читать далее...
30. Значение идиомы at this rate[at this rate] or [at that rate] {adv. phr.} At a speed like this or that; with progress like this or that. John’s father said that if John kept going at that rate he would never finish cutting the grass. So Johnny has a whole dollar! At this rate he’ll be a millionaire. «Three 100’s ... Читать далее...
31. Значение идиомы grace period[grace period] or [period of grace] {n.} The time or extra timeallowed in which to do something. Most insurance companies have agrace period of one month for payments. The teacher gave the classa week’s period of grace to finish workbooks....
32. The way you are taught EnglishNowadays a lot of people all over the world learn English as the world language. There are many ways of learning a foreign language but most people begin learning it at school. So, what should we do to master a language. We must learn grammar in any language. Because we can’t build a house without ... Читать далее...
33. My Favourite SubjectSpeaking about my favourite subject I must admit that I was privileged to study at a school where the English language was taught since the first form. It wasn’t a specialized English school, it was the school of fine-arts. Since the first days at school English has become my favourite subject. At the age of ... Читать далее...
34. Бизнес фразы на английском1. Competition — конкуренция 2. Competitor — конкурент 3. Factory assets — фонды предприятия 4. Interest rate — процентная ставка 5. Demand — спрос 6. Goods — товары 7. Growth rate — уровень роста 8. Benefit — доход 9. Invoice — счет-фактура 10. Enterprise — предприятие 11. Exchange rate — курс обмена валюты 12. Consumer ... Читать далее...
35. The other day my house caught fireThe other day my house caught fire. The insurance agent said, «Shouldn’t be a problem. What kind of coverage do you have?» I said, «Fire and theft.» Insurance agent frowned. «Uh oh. Wrong kind. Should be fire OR theft.» Apparently, the only way I can make a claim with this coverage is if the house ... Читать далее...
36. A man walks into a bank and says he wants to borrowA man walks into a bank and says he wants to borrow $200 for six months. The loan officer asks him what kind of collateral he has. The man says ‘I’ve got a Rolls Royce — keep it until the loan is paid off — here are the keys.’ Six months later the man comes ... Читать далее...
37. Foreign Languages in Our LifeТопик Иностранные языки в нашей жизни подробно расскажет и докажет, что знать английский язык сегодня абсолютно необходимо для каждого образованного человека, для каждого хорошего специалиста. Вы узнаете, что половина мировой научной литературы издается на английском языке и это язык компьютерных технологий. Это язык Уильяма Шекспира, Джонатана Свифта, Вальтера Скотта, Чарльза Диккенса. Недаром великий немецкий поэт ... Читать далее...
38. Значение идиомы fill out[fill out] {v.} 1. To put in what is missing; complete; finish;{especially}, to complete by writing the missing facts in the blank spaces; to write down factswhich are asked for in After Tom passedhis driving test he filled out an application for his driver’slicense. The policeman filled out a report of the accident. 2. Tobecome ... Читать далее...
39. Значение идиомы give pause[give pause] {v. phr.} To cause you to stop and think; make youdoubt or worry. The heavy monthly payments gave Mr. Smith pause inhis plans to buy a new car. The bad weather gave Miss Carter pauseabout driving to New York City....
40. Перевод слова rateRate — норма, показатель; ставка, расценка; скорость, темп Перевод слова Crime rate — показатель преступности rate of duty — ставка таможенной пошлины rate of growth — темп роста cut rate — сниженный тариф dependable rate of return — стабильный уровень доходности People work at different Rates. Люди работают в разном темпе. Children learn at different ... Читать далее...